Graduate Trainee-Loans Officer ( Bulawayo)

The Primary Responsibility Of The Position Is To Assist The Branch Maintain a Healthy Portfolio Of Clients. In Addition, Identify, Process And Monitor New And Existing Clients. The Incumbent Will Be Responsible For Assessing Loan Applications And Recommending Them For Approval By The Branch Supervisor. The Incumbent Will Assist In Proper Records Management And Will Conduct Any Other Duties As Instructed By The Branch Supervisor.

Roles & Duties
Builds And Maintains a Portfolio Of Quality Clients Rapidly And Consistently To Reach Target Portfolio Within Assigned Period.
Identify Potential Clients.
Sensitizes Potential Clients On All Aspects Of The Loan Processes, Products And Policies And Procedures On How To Become a Client.
Sensitizes Potential Clients On The Terms And Conditions, The Incentives For Good Performance, And Penalties For Late Repayment And Default.
Develops An Accurate Evaluation Of Each Client’s Capacity And Willingness To Repay The Requested Loan.
Correctly Completes Loan Application And Evaluation Forms;
Verifies And Cross-Check All Information Relevant To The Loan Application And Evaluation;
Evaluate The Willingness And Capacity To Repay Of The Client;
Develops a Relationship With Each Client To Support The Business Success And Cultivate Loyalty.
Implement Late Repayment Recovery Procedures , With The Guidance Of The Recoveries Officer.
Become Knowledgeable And Known In The Assigned Geographic Zone.