Role Overview
The Treasury & Funding Officer is responsible for ensuring that the company has sufficient cash available to meet its operational, financial and contractual obligations while maintaining accurate visibility over cash flow, debt, funding requirements and financial commitments. The role will support the Finance Manager and senior management as the Company scales. It will also support the preparation of funding proposals, bank submissions, investor information, loan repayment schedules, working capital analysis and other financing and fundraising materials.
Key Responsibilities
• Maintain a daily cash position showing bank balances, escrow balances, cash on hand, expected collections, expected payments, available cash, restricted cash and immediate funding gaps.
• Maintain a rolling 13-week cashflow forecast covering payroll, raw materials, packaging, utilities, transport, taxes, loan repayments, interest, suppliers, capital expenditure and operating costs.
• Compare forecast cashflows against actual results and explain material variances.
• Maintain a complete debt register covering lenders, facilities, amounts drawn, balances, interest rates, repayment dates, instalments, security, covenants and maturity dates.
• Ensure loan repayments and interest obligations are planned and monitored.
• Monitor covenant obligations and alert management to future repayment pressures.
• Support the Finance Manager and CEO with bank funding proposals, investor information packs, funding applications, working capital proposals, financial projections and due diligence requests.
• Translate operating information into credible funding requirements and commercial proposals.
• Maintain supporting financial schedules and data required for funders and investors.
• Maize funding is the number 1 priority under this structure
• Maintain bank account schedules and monitor balances, transfers, deposits, banking charges and escrow arrangements.
• Prepare payment forecasts and ensure cash is available for approved operational needs.
• Maintain a forward-looking register of suppliers, payroll, taxes, statutory payments, loan repayments, rent, utilities, insurance, major contracts, capital commitments and other obligations.
• Ensure management is aware of financial obligations falling due in the next 7, 30, 60 and 90 days.
Required Experience & Qualifications
. Minimum 3–6 years of relevant experience in treasury, commercial finance, banking, financial planning, corporate finance, manufacturing finance or FMCG finance.
• Strong Excel and financial modelling capability.
• Experience in working-capital-intensive businesses, manufacturing, FMCG, agriculture, banking, debt facilities or fundraising is advantageous.
• Highly organised, numerically strong and commercially aware.
• Comfortable dealing with banks, lenders, funders and senior management.
• Able to forecast, identify risks early and communicate clearly