Our Client A Leading Financial Services Entity Is On The Market For A Credit Officer, Who Will Be Responsible For Ensuring Risk Policies Issues And Mitigants Solutions Are Implemented To Support Business Processes And Achievement Of Strategic Initiatives Across The Group. Ideal Candidate Will Oversee The Company’s Credit-Granting Process, Optimize Company Sales And Reduce Bad Loans By Assessing Potential Customers’ Creditworthiness And Conducting Periodic Reviews Of Their Existing Customers.
ROLE AND RESPONSIBILITIES.
• Evaluating The Creditworthiness Of Potential Customers.
•Creating Credit Scoring Models For Risk Assessments.
•Approving And Rejecting Loans Based On Available Data.
•Calculating And Setting Loan Interest Rates.
•Negotiates The Terms Of The Loan With New Clients.
•Develops The Credit Risk And Governance Policies That Guides The Business/Individual Lending
• Reviews, Develops Risk Management Models, Policies, And Procedures
• Develops Tools And Techniques That Determine The Creditworthiness And Risk Profiling
• Identifies, Measures, Monitors, Controls And Reports On Market And Operational Risks Across The Group
• Analyzes Trends Of The Group Borrowings To Customers
• Advises Management Committees On Risk And Compliance Issues
• Coordinates And Ensures That Risk Assessments And Risk Ratings Are Assigned Across The Business, As Per Group Calendar Plans
• Research, Gather Competitor Intelligence Data To Keep Abreast With Market Trends
• Provides Research And Analytical Support On Relevant Risk Matters
• Communicates Of Risk Policies And Processes For The Group To Relevant Teams And Work-Streams
• Recommends Risk Management Solutions Such As Business Continuity Plans, Recovery Measures, Security
QUALIFICATIONS AND EXPERIENCE REQUIRED
• Minimum-Bachelor’s Degree In Business (Finance, Accounting, Business Admin, Economics), Or Equivalent.
• Professional Certification In Risk Management
• 2+ Years Of Relevant Experience